Health insurance is a topic on everyone's mind these days. From politicians to the family dinner table, finding affordable health coverage is something everyone is talking about.
Our healthcare system is surely not perfect, but our country still offers the best healthcare anywhere. Unfortunately, this high-quality medical care can be expensive and unpaid medical bills are a leading cause of personal bankruptcy in the United States.
So, the challenge is finding good health insurance coverage for an affordable price. If you are self-employed, or working for a company that doesn't offer benefits, this is not easy to do, but... we'll make it easy by shopping rates and plans for you!
Health Savings Accounts (H.S.A.)
Over the last few years, a big success in the individual health insurance market has been all-inclusive deductible Health Insurance plans along with tax beneficial Health Savings Accounts (H.S.A.). These health insurance plans offer lower premiums, usually with a deductible that is all-inclusive (all medical treatment, including doctor visits and drugs count towards the deductible), and usually offer 100% coverage after the deductible is met. This makes it easier to plan for out-of-pocket expenses, even in a worst case scenario. In addition, this type of a health insurance plan qualifies you to open a Health Savings Account or H.S.A. at your local bank to pay any out of pocket expenses with 100% pretax-deductible funds! The money that you contribute to an H.S.A. is similar to an IRA contribution, except instead of putting money away for retirement, you're putting it away for smaller medical expenses.
All Types of Plans for Every Budget and Need
While HSA-qualified high deductible health plans are by far the most popular plans we sell, we do realize that this type of plan may not be right for everyone. We do offer a variety of health insurance plans to fit just about every budget, health conditions, or needs. We offer plans with full doctor and Rx co-pays and low deductibles to catastrophic-coverage-only plans.
Top companies we offer include:
- United Health (Off Exchange & Short Term Plans)
- Humana (Off Exhange Plans)
- Click Here for Easy Obamacare Enrollment (On Exchange, Tax Credit-Eligible Plans)
These companies specialize in individual and private health insurance coverage and many different plans to fit every need.
We shop the rates for you each year!
At National Benefits Group, one common complaint we've heard time and time again is the lack of service that many health insurance agents are guilty of: "This agent comes in here, sells me this plan, and then I never hear from him again!"
We also know you're busy and the last thing you want to have to do is shop for new health insurance every year. That's why we automatically shop the rates and plans for you each year. When we get notified that your rates are going up, we'll shop around for you and call you with options you can choose to keep your health insurance affordable. We'll also let you know if you're better off with the current plan you have. Some of our plans even let you lock in your rates for 2 or even 3 years!
At National Benefits Group, we prefer to speak with you and gather the information ourselves to customize a plan that will fit your needs the best, but if you're the do-it-yourself type, you can start right here, right now!
Here are some links to run quotes with some of our top insurers in the U.S. Feel free to click on the links at the top of this page for individual/family coverage, or short term plan quotes. After you run your quote, you can contact us at 800-460-8238, or by e-mail at firstname.lastname@example.org compare with other plans we offer, or if you are satisfied with the plan you selected, you can go ahead and apply online yourself. As always, please feel free to contact us if you have any questions or need any help!